国际支付结算第三章练习配套答案.doc

Functions of a negotiable instrument As a means of payment As a credit instrument As a transferable instrument Holder in due course***（汉译英，名词解释） The person who is in possession of an instrument that is （1） complete and regular on its face;(2) taken before maturity without notice of its previous dishonor;(3)taken in good faith and fore value;(4)taken without notice of any infirmity in the instrument or defect in the title of the person negotiating it. 一个正当持票人必须同时具备以下条件：（1）他是善意的取得票据；（2）所持票据是完整而合格的；（3）在他成为持票人时票据没有过期；（4）如果票据曾遭退票，他不知悉。 Holder for value 汉译英 对价持票人 指持有已经付过对价的票据持有人。 指本人未付对价，而是由其前手支付对价，如馈赠或遗产。在这种情况下，受让人的票据权利通常不会优于前手。也可以是本人支付对价，如果他对票据握有留置权。 how to calculate the Time of Payment?***（汉译英） 远期汇票算尾不算头“At 90 days after sight见票后90天，见票日为4月15日，则到期日是7月14日”。 types of endorsement Blank /special/restrictive/conditional endorsement 空白/完全/限制性/有条件 背书 Dishonor 拒付 Acceptance for honor supra protest 参加承兑 Payment for honor supra protest 参加付款 understanding “Acts of a bill of exchange” and fill a bill of Exchange 填汇票看ppt Classification of a bill of exchange 1.According to the drawer (1) Banker’s draft or bank draft (2) Trade bill 2. According to the acceptor (1) Trader’s acceptance bill (2) Banker’s acceptance bill 3.According to the tenor (1) Sight bill (2) Time bill or Usance bill 4.According to whether commercial documents are attached thereto (1) Clean bill (2) Documentary bill 5.According to the currency denominated (1) Local currency bill (2) Foreign currency bill 6.According to the place of acceptance and place of payment (1) Direct bill (2) Indirect bill 7.According to the place of issue and place of payment (1) Inland bill/domestic bill (2) Foreign bill fill Promissory Note 书P49或PPT59-60 12. Difference between a promissory note and a bill of exchange***简答(1) A promissory note is a promise to pay, whereas a bill of exchange is an order to pay;①本票是无条件承诺，而汇票为无条件命令 (2) There are only two parties to a promissory note, namely the maker and the payee(or the holder in the case o