我国利率市场化改革理由论文.doc

我国利率市场化改革理由论文 导读：本论文是一篇关于我国利率市场化改革理由的优秀论文范文,对正在写有关于利率论文的写作者有一定的参考和指导作用。eform of the financial system. Of market-oriented interest rate reform process started in 1995, after 15 yea of development, Chinas market-oriented interest rate reform has achieved remarkable progress. However, from a real interest rate market is still a long way to go. Therefore, a critical mom 我国利率市场化改革问题研究 内容摘要：价格是市场机制的核心,市场机制依靠价格来调节供求关系，引导资源优化配置，利率作为资金的价格风险的补偿, 是一切资产定价的基础。 利率市场化是市场经济发展以及金融体制改革的必然趋势。我国自1995年开始了利率市场化改革的进程，经过了15年左右的发展，我国利率市场化改革已经取得了明显的进展。但是，想达到利率市场化仍然还有很远的距离。所以，在中国现在改革社会主义金融体制的重要关头，要不断的加强利率市场化。文章在我国的利率市场化改革的基础上，充分分析了利率市场化的内涵，对中国利率市场化改革的必然需求以及到目前为止获取的进展都进行了合理的研究，从而使得改革中出现的矛盾以及起因都更加明确。同时，在分析国家的这些教训和经验的基础上，得出结论：利率市场化改革属于全方位的价格体系改革，其不仅仅是简单的放松利率管制，必须在固定的基础和次序上才能获得改革的最终胜利。在文中的最后，充分研究我国的基本国情，寻找到有效、合理的适合利率市场化的发展方向以及道路。　　关键词：利率市场化 国际经验 贷款利率 存款利率 Abstract: price is the core of the market mechanism, the market mechanism to regulate the relatiohip between supply and demand on price, and guide the optimal allocation of resources, the interest rate as the prices of capital risk compeation is the basis of all asset pricing. The interest rate market is the inevitable trend of the development of the market economy and the reform of the financial system. Of market-oriented interest rate reform process started in 1995, after 15 yea of development, Chinas market-oriented interest rate reform has achieved remarkable progress. However, from a real interest rate market is still a long way to go. Therefore, a critical moment in Chinas socialist reform of the financial system, market-oriented interest rate must be to continue to go deep. This article is the start of market-oriented interest rate reform, clarify the interest rate market is defined on the basis of a compreheive analysis of the need for market-oriented reform of interest rates in China and has achieved initial results, analysis of the a我国利率市场化改革理由由优秀论文网站http:提供,助您写好论文.ctual effect of the market-oriented interest rate reform in Chin