借记卡文献参考2分析.doc

Debit Card Product innovation In recent years,commercial banks in the debit cards in the field to carry out a series of product innovation,from the issue has the transfer function of the debit card,development of borrowing and lending money card,enhance account financial service function,the integration of mobile payment function,joint debit card innovation,pricing innovation to reward plan innovation,inspired by the business of product innovation of national commercial bank debit card very good. The debit card business should highlight the advantages ·The issue of American Commercial Bank Easy Send debit card advantage The cards increased remittances function,the customer can living indifferent countries of the cardholder remittance,the remittance feel lower than other remittance agencies.Remit outlets in the United States commercial banks.Internet banking or telephone banking to easy send.Debit card account to deposit funds,the cardholder as payee only payment currency exchange fees can be anywhere in the world with plus signs ATM withdraw local currency.If the cardholder commercial banks in the United States have a checking,deposits or accounts of wages,bank also removed from the currency exchange fees.By easy send debit card,to carry out the service of commercial banks in the United States effectively attract immigrant customers,thus becoming the advantages of their own. ·This debit card is a National Bank of Dubai and India Housing This debit cars is a National Bank of Dubai and India Housing Development Finance Corporation jointly issued a joint card,cardholders provides free remittance service between India and the United Arab Emirates,the cardholder through the National Bank of Dubai Branch or ATM remittance the remittance is free.The cardholder through the card account can query checking and savings accounts,and cross line operations on those accounts.The free function,and cross bank use convenient,national bank of Dubai in the competition very has the adva