银行财务管理中英文外文文献翻译2017.doc
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文献出处: Krafft M, FINANCIAL MANAGEMENT AND ITS IMPACT ON OVERALL PERFORMANCE OF BANK[J]. Journal of marketing research, 2017, 1(3): 293-305.
原文 FINANCIAL MANAGEMENT AND ITS IMPACT ON OVERALL PERFORMANCE OF BANK
Krafft Martin
INTRODUCTION
Financial management is the art and technique of procuring required funds for the enterprises and ensuring the most judicious and effective utilization of the funds procured for the enterprise. Procuring funds at minimum possible cost and utilizing them to get adequate returns to cover the cost of borrowing and also leave a fair margin to meet the operational costs, reserve requirements, etc. is the main function of financial manager. The most appropriate use of such funds also forms a part of financial management.
According to Soloman, “Financial management is concerned with efficient use of important economic resources, namely, capital funds. Financial management is applicable to every type of organization, irrespective of its size, kind or nature. Where there is use of finance, financial management is helpful. Its main aim is to use business funds in such a way that firm’s value/ earnings are maximized.” In present scenario of liberalization, privatization, and globalization (LPG) banking sector is one of the most important financial institutions which plays active role in present economic environment by developing trade commerce and industry. State co-operative banks are the one of the financial institution in co-operative sector which are established for promoting co-operative movement in the country. State co-operative banks are said to be the apex institutions for states in Indian federal structure. However, the Government, RBI, and NABARD are apex institutions from the point of promotion, supply of resources, supervisions and control of state co-operative bank. Therefore, financial management is very much applicable and useful to state co-operative banks to run the organization e
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