信用证(上).ppt

信用证 Letter of Credit Letter of credit 1、UCP600 2、The concept and characteristics of a L/C 3、Procedures Parties to a L/C 4、Types Application of credit 5、Examination of a L/C 6、financing under L/C 7、Risks involved and protection 8、Case studies Uniform Customs and Practice  for Documentary Credits 2007 Revision, ICC Publication no. 600 UCP的发展 ICC 1920 商业跟单信用证统一惯例 1933 、1951、1962、1974（292）、1983（400）、1993（500） 、2006（600） UCP600的主要变化 调整结构 条款增减 内容变化 新增概念 语言特色 UCP600的结构 Art1-Art5 总则 Art6-Art13 信用证的开立、修改、当事 人的关系与责任等 Art14-Art16 审单标准、单据处理 Art17-Art28 单据条款 Art29-Art32 款项支取 Art33-Art37 免责条款 Art38 可转让信用证 Art39 款项让渡 The concept of a L/C A L/C is an written undertaking issued by the issuing bank to the beneficiary, under which the bank will pay a sum certain in money to the beneficiary if the beneficiary of the L/C provides the bank with specified documents within a prescribed time period, which all comply with the terms and conditions of the credit. A.2 Definitions -credit Credit means any arrangement, however named or described, that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to honour a complying presentation. 契约说 Complying presentation Complying presentation means a presentation that is in accordance with the terms and conditions of the credit, the applicable provisions of these rules and international standard banking practice. 相符交单意指与信用证中的条款及条件、本惯例中所适用的条款及国际标准银行实务相一致的交单。 Honour承付 Pay 支付-付款人直接付款 Reimburse 偿付-债务人对代为清偿者补偿付款之责 Negotiate 议付-预先支付、垫付? Honour 承付-终局性付款 Characteristics of a L/C A written undertaking on the part of the issuing bank Independent of the sales contract Exclusively dealing with documents High level of protection and security to both buyers and sellers Form of a L/C mail Cable 有效文本 案例P123 Procedures of a L/C Parties to a L/C 申请人，开证行，受益人，通知行， 议付行，付款行，承兑行，保兑行，索偿行，偿付行，寄单行，转让行 Parties to a L/C 开证申请人（Applicant/