《非寿险定价》专业词汇英汉对照表.docx

《非寿险定价》专业词汇英汉对照表accident?date事故日期accounting?information会计信息actual?underwriting?profit实际承保利润allocated?assets已占用资产allocated?loss?adjustment?expense，ALAE直接理赔费用attachment?point起赔点auto?physical?damage车损险balance?principle?method平衡法basic?premium基本保费Bonus-Malus?System，BMS奖惩系统brokerage?fee经纪人佣金burning?cost燃烧成本法calendar?year?investment?offset?procedure日历年投资收益抵消法calendar?year?return?on?equity?method日历年权益回报率法carry forward?provision滚转条款case?reserve逐案估损准备金ceding?commission分保手续费changes?in?equity权益增量charge超支claim?database索赔数据库claim?frequency索赔频率claim?severity索赔强度claim/accident?limit每次索赔/每次事故的限额claims-made?policy索赔发生式保单clash?cover冲击层close?ratio，conversion?rate签约率coinsurance共同保险coinsurance?apportionment?ratio共保分摊比率coinsurance?clause共保条款coinsurance?deficiency共保不足coinsurance?penalty共保惩罚coinsurance?requirement共保要求coinsurer共保人combined?ratio综合成本率complement?of?credibility信度补项composite?rating综合费率conditional?survival?probability条件生存概率consumer?price?index消费者价格指数contingency?provision不利偏差准备corporate?target?underwriting?profit?provisions目标承保利润附加corridor?clause损失走廊条款credibility?factor信度因子deferred?acquisition?balance递延承保费用余额dispersion?parameter离散参数earned?exposures到期风险单位数earned?premium已赚保费employment?cost?index工资成本指数equity权益equity?flows权益流excess?loss超额损失excess?loss?premium超额损失保费excess?pure?premium?ratio超额纯保费比率excess?ratio超额赔款比率expected?losses?excess?of?deductible期望超额赔款expected?value?of?the?process?variance过程方差的均值expense?constant费用常数expense?fee费用保费expense?fee?method费用保费法experience?rating经验费率exposed?excess超额风险层exposure?base风险基础exposure?curve风险曲线exposure?unit风险单位extension?of?exposures风险单位数扩展法facultative?reinsurance临时再保险financial?reinsurance财务再保险finite?reinsurance有限风险再保险first-year?claims-made?policy第一期索赔报案制保单fixed?expense?fee固定费用保费fixed?expense?ratio固定费用率fixed?expenses固定费用fundamental?insurance?equation基本保险方程generalized?linear?models广义线性模型generally?accepted?accounting?principles?return?on?equity公认会计准则下的权益回报率guaranteed?cost?premium成本保费homeowners?insurance房主保险IBNER已发生未完全报案赔款IBNR已发生未报案赔款increased?limit?fact