邮储银行2024年三季报点评：业绩增速回正，代理费调降成效显现.docx

2022

2023

2024E

2025E

2026E

334,956.00

342,507.00

343,865.53

352,954.90

368,575.45

5.08%

2.25%

0.40%

2.64%

4.43%

85,224.00

86,270.00

87,135.31

90,107.03

95,003.13

11.89%

1.23%

1.oo%

3.41%

5.43%

0.92

0.87

0.88

0.91

0.96

7.41

7.92

8.50

9.13

9.78

5.70

6.03

5.99

5.79

5.49

0.71

0.66

0.62

0.38

0.34

1.23%1.00%

1.23%

1.00%

3.41%

5.43%

-7.06%

1.76%

4.41%

7.17%

0.26%

1.58%

2.62%

5.42%

2.25%

0.40%

2.64%

4.43%

3.00%

1.35%

2.93%

4.81%

-0.64%

-9.13%

1.86%

3.10%

7.93%

-0.24%

1.63%

2.91%

12.43%

10.11%

9.59%

8.92%

13.44%

10.33%

9.59%

9.07%

29.06%

9.73%

9.13%

7.76%

8.70%

8.84%

10.00%

8.63%

3.87%

8.78%

9.44%

12.03%

11.66%

10.08%

9.89%

9.38%

9.76%

11.00%

10.00%

9.50%

40.56%

2.00%

10.00%

9.00%

15.85%

9.26%

5.91%

5.89%