GLOSSARY OF BANKING TERMS GENERALLY （银行专业术语一般）.pdf

Page 1 of 1 GLOSSARY OF BANKING TERMS GENERALLY USED IN CDR Accrued Interest Interest earned but not yet received. Acquisition Purchase of controlling interest in a firm, generally through tender offer for the target shares. Actuary Insurance company official, responsible for estimating future claims and disbursement and for calculating necessary fund and premium levels. ADS Authorized Dealers Advising Bank A Bank usually located in the country of residence of an Exporter, used by an Importer’s bank to authenticate a Letter of Credit before it is passed on to the Exporter. AEZs Agricultural Export Zones Affidavit A written statement, sworn to be true by the person signing it, before someone authorized by court of law. Agent Bank A participating bank in a syndicated loan that handles all the operations and deals with the borrower on behalf of the members of the syndicate. AIDB All India Development Bank AIFI All India Financial Institution ALCO Asset-Liability Management Committee ALM Asset/ liability management involves a set of techniques to create value and manage risks in a bank. AMC Asset Management Committee American Depository A certificate registered in the holder’s name or as a bearer security giving Receipt (ADR) title to a specified n