浅析科技型中小企业融资风险重点.doc

浅析科技型中小企业融资风险 摘 要：现如今科学技术在经济发展中占据重要作用，科技型中小企业以自己独特的优势，在国际交流，加快就业，推进科技创新，保持经济持续稳定增长等方面都起到了巨大的作用，已成为经济发展的不可替代的重要组成部分。由于科技型中小企业具有高创新，高增长，高投入，高风险，高收益的特点，相比其它中小企业，其融资困难和融资带来的风险难以做出一个真正的高科技成果产业，企业很难做大做强，经济发展潜力没有得到充分发挥。为了防止和控制中小企业融资风险和融资困难，改善他们的处境，帮助高科技产品市场，以提高科技型中小企业的竞争力，本文提出了以下研究： 首先，介绍研究背景，意义和国内外研究现状以及科技型中小企业融资风险相关理论。其次，介绍了科技型中小企业不同阶段的融资特点和融资结构，分析科技型中小企业融资风险存在的原因。再次，科技型中小企业融资风险评估，以评估其融资成本和融资收益，提出了风险防范和控制的策略。最后，将其策略运用于国民技术股份有限公司，为科技型中小企业融资风险的防范和控制策略提供借鉴。 关键词：科技型中小企业； 融资风险； 融资对策 Analysis on Small and mid-sized Enterprise Financing Risk Abstract: In todays science and technology to promote economic development, small and mid-sized enterprise with its own unique advantages, in the international trade exchanges Promote regional employment and stable speed up scientific and technological innovation to maintain rapid economic growth, etc, all play a huge role in driving, has gradually become an irreplaceable in the national economic development an important part of Due to the small and mid-sized enterprise with high innovative high-growth into risk the characteristics of high yield, compared with general small and medium-sized enterprise the financing difficulties and from small and mid-sized enterprise financing risks make it difficult to really industrialization of achievement of new and high technology, enterprises are difficult to become bigger and stronger, also can not get full play to economic development potential In order to prevent and control the financing of small and mid-sized enterprise risks, improve its financing difficulties, to help its marketization of high-tech products, improve the competitiveness of small and mid-sized enterprise, this paper made the following research: Firstly， introduced the research background and research status at home and abroad and the related theory of small and mid-sized enterprise financing risks. Secondly, introduces technology at different stages of small and medium-sized enterprises financing structure and characteris