大湾区经济对中小企业的融资创新的影响分析——以科技创新型中小企业为例.docx

PAGE 13 PAGE 13 大湾区经济对中小企业融资创新的影响分析 ———以科技创新行业为例 内容摘要 目前发展大湾区经济对我国来说是提升国家实力和提高经济发展的重要举措之一。通过文献对比的方法，可以看出中小企业对某地发展经济起到了重要的作用。本文以中小企业中的科技创新行业为例子，通过研究和分析在大湾区的经济发展下，结合我国中小企业融资环境、融资现状，得出各大银行和融资机构在国家和政府的号召以及政策的扶持下开始推行一些针对中小企业融资难、融资渠道单一的新型产品的结论。 这一现象可以很好地表现了我国中小企业融资创新问题正在越做越好，我相信，就目前各大银行和融资机构的举措来看，我国中小企业的融资渠道将会变得广泛、融资资金能够更加满足企业发展的需求。 关键词：湾区经济；融资；创新；中小企业 Analysis of the Impact of Dawan District Economy on Financing Innovation of Small and Medium-sized Enterprises Abstract At present, the development of the Gulf region economy is one of the important measures for China to enhance its national strength and economic development. Through literature comparison, we can see that small and medium-sized enterprises have played an important role in the economic development of a certain place. Taking the science and technology innovation industry in small and medium-sized enterprises as an example, through research and analysis under the economic development of Dawan district, combined with the financing environment and financing status of small and medium-sized enterprises in our country, this paper draws a conclusion that major banks and financing institutions have started to implement some new products aiming at the financing difficulties of small and medium-sized enterprises and the single financing channel under the call of the state and the government and the support of policies. This phenomenon can well show that the problem of financing innovation of small and medium-sized enterprises in China is doing better and better. I believe that the financing channels of small and medium-sized enterprises in China will become extensive and the financing funds can meet the needs of enterprise development more and more from the current initiatives of major banks and financing institutions. Key words:Bay Area Economy; Finance; Innovation; SMEs 目 录 TOC \o 1-3 \h \u 内容摘要 I Abstract II 一、绪 论 5 （一）问题的提出 5 （二）相关研究文献综述 5 （三）论文的创新点及理论和实践意义 6 （四）论文主要研究内容与组织结构 6