宁波居民的基金投资研究毕业论文.doc

毕业论文 （2010届） 宁波居民的基金投资研究 摘 要 改革开放三十年以来，中国成为了全球经济发展最快的国家之一。人民消费水平大幅度的提升，生活水平日益完善。因此越来越多的居民们都从往年的守财战略晋升到了投资的层面。他们开始将手头闲置的资金集中起来，投资到个人理财战略中去。宁波作为一个机遇与挑战并存的港口城市，从2006年到2010年以来，宁波市民的人均财产性收入呈现快速增长的趋势，宁波居民投资于基金的热度也是相当的乐观。但是对于风云变幻无常的市场，普通居民常常会因为各种投资的误区等原因而蒙受损失。面对迷茫的投资环境，宁波居民应该如何走出投资基金的误区，调整投资战略，已经成为了宁波居民日益关注的话题 关键词：基金投资；投资现状；投资存在的问题；投资建议 Abstract Since the reform and opening up three decades, China has become the worlds fastest growing economies among the countries Significantly increase the level of consumption, living standards are improving So more and more residents are all strategies from previous years miserly promoted to the level of investment. They began to hand free money together and invest in personal financial management strategies. Ningbo opportunities and challenges as a port city, from 2006 to 2010years, Ningbos per capita property income people showed rapid growth trend, Ningbo residents to invest in the Funds heat is quite optimistic. But for the ever-changing and volatile markets, the general population often errors due to various reasons such investment losses. The investment environment in the face of confused, how residents in Ningbo investment funds out of the error, adjust the investment strategy, has become a topic of increasing concern to residents in Ningbo. In this paper, as the research object, Ningbo City, Ningbo residents through questionnaires in the form of the income level of residents in Ningbo, fund investment conditions, fund investors and a series of problems in conducting a survey, descriptive analysis with charts and, finally, Ningbo residents summarized the problems in fund investment for these problems, a series of recommendations and improvement strategies. Ningbo residents eventually be raised the level of investment funds, to achieve a better return on investment. Keywords: Fund Investment; Investment Status; investment problems; investment advice 目 录 1 宁波居民现阶段的投资环境 1 1.1 宁波地区居民近年来的收入情况 1 1.2 宁波地区居民证券投资者开户和成交情况 2 2 宁波地区居民