中国建设银行个人住房装修贷款业务简介(China Construction Bank personal housing loan business profile).doc
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中国建设银行个人住房装修贷款业务简介(China Construction Bank personal housing loan business profile)
China Construction Bank personal housing renovation loan business profile.Txt love, loudly say, because you will never know, tomorrow and accident, which will come first?! The stone tells us that all the beloved ones are scattered at last, and all the others are reunited. You never see my loneliest time, because when I cant see you, I am most lonely! China Construction Bank personal housing loan business profile
[individual housing renovation loan] personal housing renovation loan refers to the Construction Bank to individual customers for the renovation of housing for the use of RMB guarantee loans.
[personal housing decoration loan] loan can be used to pay for family decoration and maintenance works, construction, related decoration materials, kitchen equipment, etc..
[individual housing decoration loan object] personal housing decoration loans for the object of full civil capacity of natural persons.
[borrowers specific conditions]
1., eighteen years of age to sixty years old, have local permanent residence account or have nonlocal residence register, but have local valid residence certificate, have fixed residence;
2. assets that have a stable career and income or are easy to cash in;
3., with decoration enterprises signed family decoration project contract, or buy home decoration materials contract, buy kitchen equipment contract, and family decoration budget book;
4. in the Construction Bank to open a current savings account;
5. provide security approved by construction bank;
6. other requirements as required by the construction bank.
[borrowing limit] ---- the borrowers loan amount is not less than 5000 yuan (including 5000 yuan), the maximum amount of loans is not more than 150 thousand yuan (including 150 thousand yuan).
[term of loan] ---- the shortest is half a year, the longest is not more than 5 years (including 5 years).
[lending rate] ---- the same lending rate as stipu
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