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电子商务 外文文献.docx

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The Str a tegic Challenges of E-commerceI n t r o d u c t i on11th Century Europe saw the emergence ofcredit-based bankingsystem s and financialinstrum ents such as billsofexchange. Theseconceptsremain with us, in theirmodified form, tothis day (Chown,1994). They underpinallmodernforms ofcommerce. T
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