FlexLife - The Insurance Group（FlexLife保险集团）.pdf

IUL FlexLife Indexed Universal Life Insurance Product Guide Table of Contents Quick Reference Guide . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Individual Insurance Strategies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Understanding Interest Crediting How do the indexed strategies’ cap and participation rates work? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Which strategy is best? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 How do the companies of National Life Group invest to provide indexed credits? . . . . . . . . . . . . . . . 7 How are the cap and participation rates determined? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 How are renewal cap and partici