外文翻译---中小企业融资难相关分析-企业融资.doc

附录 Sme financing problems related to the analysis First, small and medium-sized enterprises financing status Reform and opening up, china for 30 years of small and medium-sized enterprises obtained a rapid development of enterprises, 99% of the small and medium-sized enterprises of our country more than 60% GDP contribution, tax over 50%, provides 70% of import and export trade and 80% of urban jobs. Small and medium-sized enterprises in our country is also an important power of independent innovation, 66% of invention patent , 82% of new product development of small and medium-sized enterprises ,from small and medium-sized enterprises has become the economic prosperity , expanding employment , adjusting structure, promote innovation and new industries of important strength. From 80 years since the outbreak of the international financial crisis, the implementation of the positive fiscal policy and loser monetary policy , but no small and medium-sized enterprises from the proactive fiscal policy and moderate looser monetary policy benefit directly , for instance, of the new 2008 225 million small loan only more than previous year , but rose 1.4% only the loans increased 14.9%, 09 year three months of national credit increased 48 trillion , including loans to small and medium-sized enterprises increased amount only less than 5% .Current , loan financing difficult has become the bottleneck of restricting the development of small and medium-sized enterprises and small and medium-sized enterprise production and management faced difficulties, according to the state statistical bureau of statistics and letter until the and of 2008 in the small and medium-sized enterprises of production or collapse closed accounts for about 7.5%,the urban employment, this situation is not only more difficult economic recovery, influence and directly affect the growth and development of people’s livelihood ,stable target .In this sense ,the international financial crisis under the impact