2013年考研英语二真题原文及答案完整版.PDF

考研咨询：010 2013年考研英语二真题原文及答案完整版 Section I Use of English Directions: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points) Given the advantages of electronic money, you might think that we wouldmovequickly to the cashless society inwhich allpaymentsaremade electronically. 1 a true cashless society is probably not around the corner. Indeed, predictionshave been 2 for two decadesbut have not yet come to fruition. For example, Business Week predicted in 1975 that electronicmeansofpaymentwould soon revolutionizethevery 3ofmoney itself, only to 4 itself several years later. Why has the movement to a cashless society been so 5 in coming? Although electronic means of payment may be more efficient than a payments system based on paper, severalfactorswork 6 the disappearance ofthepapersystem.First,itisvery7tosetupthecomputer,cardreader, and telecornmunicationsnetworks necessary to make electronic money the 8 form of payment Second, paper checks have the advantage that they 9 receipts, something thatmany consumers areunwilling to 10 .Third, the use of paper checks gives consumers several days of float - it takes severaldays11acheck iscashedandfundsare12fromtheissuersaccount, which means that the writer of the check can cam interest on the funds in themeantime. 13electronicpaymentsarc immediate,they eliminatethe float for the consumer. Fourth, electronic means of payment may 14 security and privacy concerns.Weoftenhearmediareportsthatanunauthorizedhackerhasbeen able to accessa computer databaseand to alter information 15 there.The fact that this isnotan 16 occurrencemeansthat dishonestpersonsmight beabletoaccessbankaccountsinelectronicpaymentssystemsand 17from someone elses accounts. The 18 of this type of fraud is no easy task, and a new field of computer science is developin